Managing your employees' super with Rest
Being part of Rest for Business means you are part of a group of over 290,000 other businesses1. Rest will support your employees' super requirements, no matter the size and structure of your business.
Being part of Rest for Business means you are part of a group of over 290,000 other businesses1. Rest will support your employees' super requirements, no matter the size and structure of your business.
The business help centre will give you access to video guides, FAQs and more.
When it comes to managing your employees' super, it is important to understand your responsibilities.
Under the Superannuation Guarantee, there are laws around how a business must pay their employees super, otherwise penalties may apply. We have provided you with important information you need to know about your super requirements.
You can pay super online for your employees through one of the following payment methods:
Here are some FAQs about paying your employees super.
*SCH-Online is operated by The Superannuation Clearing House Pty Limited (ABN 15 086 576 721), a corporate authorised representative (representative number 290290) of the product issuer, Pacific Custodians Pty Limited (ABN 66 009 682 866), Australian Financial Services License No. 295142.
Rest does not issue or arrange the issue of SCH Online products and/or services. Rest does not recommend, endorse or express an opinion about SCH Online. As such, Rest does not accept liability for any loss or damage you incur in connection with your reliance on SCH Online. Rest does not receive any commissions or other benefits from Pacific Custodians Pty Limited as a result of your use of SCH Online.
As a Rest employer, you can conveniently manage your employees’ super online with EmployerAccess. When you join Rest online, you will receive an employer number and you can start making updates and super contributions. You can set up an account online at any time.
Learn more on how you can access your fee-free clearing house service available for Rest employers on - EmployerAccess - SCH Online*
Need help setting up your account
*SCH-Online is operated by The Superannuation Clearing House Pty Limited (ABN 15 086 576 721), a corporate authorised representative (representative number 290290) of the product issuer, Pacific Custodians Pty Limited (ABN 66 009 682 866), Australian Financial Services License No. 295142.
Rest does not issue or arrange the issue of SCH Online products and/or services. Rest does not recommend, endorse or express an opinion about SCH Online. As such, Rest does not accept liability for any loss or damage you incur in connection with your reliance on SCH Online. Rest does not receive any commissions or other benefits from Pacific Custodians Pty Limited as a result of your use of SCH Online.
Rest has flexibility when it comes to making your payments. We provide three options for you to pay your contributions:
ABT - Authorised Bank Transfer (ABT) – choose when your funds are transferred from your bank account. Enter your bank details and click the ‘pay’ button. This sends a message to your bank to transfer the money from your account to Rest. You have control over the total amount of the contribution and the day for the transfer to take place.
BPAY®– pay your contribution using BPAY® from an account with a bank or financial institution. When you have submitted your contribution details in EmployerAccess, a BPAY® reference will be generated. Use your phone or internet banking to make your BPAY® payment.
EFT – pay your contributions electronically from an account with a bank or financial institution. EFT payment details are generated for you when you elect to pay with this option in EmployerAccess. It is important to include the reference details provided so that we can match your contribution.
® BPAY and the BPAY logo are registered trademarks of BPAY Pty Ltd ABN 69 079 137 518.
You can upload your SG contributions using EmployerAccess through the following options:
We have developed a guide to help you navigate through the steps to upload a contribution to EmployerAccess.
Providing accurate employee details when making contributions
Remember, it’s important to provide Rest with a valid personal email and mobile for each employee when you are making contributions. With cybersecurity threats on the rise, this is critical information to enable Rest to identify members and provide them with secure digital access to their Rest accounts. Also having these details means we can keep them updated with important information regarding their super.
To help you introduce super to your employees we have provided supporting resources including the Standard Choice Form you can use as part of your onboarding process. In addition, you need to take steps to ensure that the super stapling legislation is followed.
Super stapling was introduced to limit unintended new super accounts being opened for workers every time they change jobs. As part of this legislation, the following steps are important when onboarding a new employee.
Remember, employers can’t provide recommendations or advice about super to employees. Only advisors licensed by the Australian Securities & Investments Commission (ASIC) can provide this advice.
Steps you need to take as an employer when onboarding new employees
Payday super - The government has proposed starting from 1 July 2026, employers will need to pay their employees' superannuation at the same time as their salary and wages.
Currently, Rest recommends making monthly payments. Employers that aren’t required to contribute on a monthly basis under an award or industrial agreement can choose to make quarterly contributions. The SG deadline date is set 28 days after the end of each quarter:
Period | SG payment due date | |
---|---|---|
1 July – 30 September | 28 October | |
1 October – 31 December | 28 January | |
1 January – 31 March | 28 April | |
1 April – 30 June | 28 July |
Period | 1 July – 30 September |
SG payment due date | 28 October |
Period | 1 October – 31 December |
SG payment due date | 28 January |
Period | 1 January – 31 March |
SG payment due date | 28 April |
Period | 1 April – 30 June |
SG payment due date | 28 July |
If you’re making an after-tax contribution (salary sacrifice) on behalf of an employee, it must be paid to Rest as per the timing arrangements as agreed with the employee and other applicable terms and conditions.
Learn more about implications for failure to meet obligations.
FAQs you should know about:
The business help centre will give you access to video guides, FAQs and support when it comes to:
If you need further help you can contact our support centre 1300 305 775.
As a Rest member, your employees will have access to:
Keep Rest up to date so we can better manage your employees’ super
Can’t find the help you need? Get real help from real people with our dedicated employer support team.
1As at 31 October 2023
Employer obligations under the privacy legislation
As an employer, it is important to note that the privacy rules covering all personal information held by organisations regulate, among other matters, the way organisations collect, use, disclose, keep secure and give people access to personal information.
In some cases, you may be required to provide Rest with personal information about your employees to enable us to administer their accounts.
All information provided to Rest is treated in accordance with our Privacy Policy as outlined on our website at rest.com.au. It is also important that you advise your employees where you are required to provide us with their personal information.
Updated as of November 2023