For the Core Strategy from 1 January 2013 crediting rates have been replaced by unit prices.
When investing in a Structured or Member Tailored option you are buying units in that option. The value of your account will change depending on the current unit price. Your member statement will show your account balance as a dollar value and as a number of units.
The 'as at' date in the table above is the last day of the valuation period.
Returns are shown after the deduction of investment management fees and tax on investment earnings. Pension options are untaxed. The latest returns are not annualised.
The unit prices reflect the estimated performance of each investment option after the deduction of investment management fees and tax on investment earnings. Pension options are untaxed. Unit prices are generally declared on a twice-weekly basis or at month's end.
When you switch or withdraw your benefits, the unit price that is normally used is the latest unit price that has been loaded onto the system at the time when your transaction is processed. If there is a discrepancy between the returns or unit prices on this website and what is on REST's administration system, the returns or unit prices on the administration system will apply.
Past performance is not an indication of future performance.