Investor Profile Quiz
We all have different needs and attitudes towards investing. Knowing what type of investor you are can help you make the right investment choice. Take our Investor Profile Quiz to determine your investor profile and the general asset allocation that makes sense for you.
Note: This Investor Profile Quiz may not be appropriate for members wishing to take their superannuation entitlements as part-lump sum and part-pension. These members need to consider the effect that this will have on their time horizon and their investment profile.
What is your time horizon?
Your time horizon is the length of time between now and when you need to access your super. Think about how you’d like to access your money. If you plan to take it as a lump sum, your time horizon is from now until your retirement date. If you plan to draw your super as an income stream once you retire, your time horizon also includes the years you will spend in retirement (calculated using the Australian Life Expectancy table).
Take the quiz
Your time horizon is : XX Years
1. Achieving significant growth is more important than protecting the value of my investments.
2. Even if my super savings of $20,000 fell by $3,000 in one year, I would stick to my plan and not be tempted to move my money to another investment option.
3. I prefer to take on the risk of losing money in the short term, than risk earning
lower returns in the long term.
4. I am familiar with investment principles and economic issues.
5. I am comfortable seeing the value of my investments rise and fall with the markets.
This Investor Profile Quiz is a tool that is designed to assist you in understanding your tolerance to risk. It also indicates which asset classes may be appropriate for a given investment profile, and in what proportions.
IMPORTANT
This Investor Profile Quiz is not designed to provide you with financial advice about any particular financial product or class of financial product. The outputs of the Investor Profile Quiz are illustrative only, based on the inputs you give and the various assumptions built into it. The Investor Profile Quiz is not a substitute for personal financial advice. It does not take into account your financial circumstances, situation or needs (including your assets and your financial commitments). Nor does it promote any particular financial products or strategies. Note that generally with superannuation, you cannot access your preserved entitlements until you retire.
You should consider these factors and whether the outputs of the Investor Profile Quiz are appropriate for you and consider taking advice from a licensed financial adviser before you make any investment decision.
Any general advice in this Investment Profile Quiz (including its outputs) is provided by Retail Employees Superannuation Pty Limited ABN 39 001 987 739, AFSL 24 0003 as trustee of the Retail Employees Superannuation Trust ABN 62 653 671 394. You can read the Product Disclosure Statement for REST by clicking here.
Past performance is not an indication of future performance.