Welcome to retirement lifestyle

Use retirement lifestyle to review what you spend now, as well as the lifestyle changes retirement brings. No boring spreadsheets or lengthy calculations, in a few simple steps you can create a personalised financial target.

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To help us model your retirement lifestyle please tell us a bit about yourself.

?

What is your age?

XX
+
?

What is your income?

$XX
+
 
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◂ Edit your details Select another item See your retirement ▸
 
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Your future budget:

$XX,XXX
$XX,XXX
X

Housing help

Review your housing costs. Your children may have left home by the time you retire so you may choose to down size your home. Perhaps your mortgage will be paid off so you should also take this into account. Your utility bills may increase when you have retired as you may spend more time at home so heating and lighting costs will be more.

Housing help

Review your housing costs. You may choose to down size your home when you retire or perhaps your mortgage will be paid off so you should also take this into account. Your utility bills may increase when you have retired as you may spend more time at home so heating and lighting costs will be more.

X

Family Help

Review your family expenditure. Your children may be grown up or have left home by the time you retire so you will no longer pay childcare costs or school fees etc.

X

Shopping Help

Review your shopping costs. Your grocery shopping may increase when you retire as you may choose to eat more meals at home. However, clothes shopping amounts may be less as you will not need to buy work clothes.

X

Healthcare Help

Review your healthcare costs. Healthcare is generally more expensive as you get older so these costs may increase when you retire.

X

Transport Help

Review your transport costs. You may have a smaller car when you retire or you may use public transport more using a free bus pass.

X

Leisure Help

Review your leisure costs. As you will have more spare time when you retire you may spend more on hobbies, day trips and entertainment.

X

Financial Help

Review your finances. You will no longer be making superannuation contributions when you retire and you may have paid off any outstanding loans and credit cards.

X

Other Help

Review any other costs you have included to see if they are likely to be payable when you have retired.

X

Holidays Help

Review your holiday costs. You may choose to go on more holidays when you retire as you will have more spare time.

X

Pets Help

Review the costs for your pets. When you retire you may have more time so you may choose to add more pets to your family.

In retirement you will need
XX%
of your current salary
◂ Budget now Select another item What now? ▸
 
 

Next Steps

Now that you’ve seen how small amounts you spend on everyday items can add up in the future, it’s a good time to consider how you could make your money work harder towards your retirement.

Get your super on track

To start making contributions today visit Making Contributions

To combine all your super visit www.rest.com.au/member/manage/ combine-super

Get your super on track

Use the Supermodeller now

To help you get most out of our tools we recommend you visit the Supermodeller next. The good news is, we’ll transfer your data inputs so you don’t need to re-enter your information.

Go to the Supermodeller!

Need Advice?

Whether you have simple general questions, or you're interested in more complex subjects, Rest Advice can help. Call 1300 300 778 or click below to learn more.

Discover how Rest Advice can help
 
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