Your investment choices

Your super is one of the largest sums of money you'll ever have to manage. How you choose to invest it now can make a real difference to your retirement in the future.

Use our online advice tool to check your investment risk profile and get advice on which option is right for you.

Use our online advice tool to check your investment risk profile and get advice on which option is right for you


Online Advice

Investment Option

When you first join Rest Super or Rest Corporate, your super will automatically be invested in the Core Strategy, unless you tell us otherwise.

Core Strategy

Achieve a balance of risk and return by investing in both growth assets and defensive assets.

Unit price 14/12/2019
Sell $1.8167
Buy $1.8176
FYTD Return 3.44%
10 year return#30/11/20198.27% pa
Risk level
Very low
Medium
Very High

Structured Options

Rest's Structured Options are invested across a mix of different asset classes to match different member needs. We determine an appropriate asset allocation to enable each option to achieve its investment objective. As a member you can choose either one or a mix of the structured options (Capital Stable, Balanced, Balanced - Indexed, Diversified, High Growth). 

Balanced

Achieve a balance of risk and return by investing in approximately equal proportions of growth assets and defensive assets.

Unit price 14/12/2019
Sell $4.2099
Buy $4.2116
FYTD Return 2.98%
10 year return#30/11/20197.13% pa
RISK LEVEL
Very low
Medium
Very High

Balanced - Indexed

An indexed based investment in a mixture of growth and defensive assets.

Unit price 14/12/2019
Sell $1.1516
Buy $1.1525
FYTD Return 4.55%
5 year return#30/11/2019N/A pa
RISK LEVEL
Very low
Medium
Very High

Capital Stable

Provide a stable pattern of returns whilst maintaining a low probability of a negative return in any one year.

Unit price 14/12/2019
Sell $3.4532
Buy $3.4542
FYTD Return 2.24%
10 year return#30/11/20195.95% pa
RISK LEVEL
Very low
Medium
Very High

Diversified

Achieve strong returns over the longer term by investing in a diversified mix of assets weighted towards shares and other growth assets.

Unit price 14/12/2019
Sell $5.3939
Buy $5.3966
FYTD Return 3.88%
10 year return#30/11/20198.56% pa
RISK LEVEL
Very low
Medium
Very High

High Growth

Maximise returns over the long-term by investing predominantly in growth assets.

Unit price 14/12/2019
Sell $6.1325
Buy $6.1356
FYTD Return 4.52%
10 year return#30/11/20199.47% pa
RISK LEVEL
Very low
Medium
Very High

Member-tailored Options

Rest’s Member-tailored Options are ideal for members who want to build their own customised investment portfolio with a wide range of risk/return objectives. Choose from one or more of the following options: Basic Cash, Cash, Bonds, Property, Shares, Australian Shares, Australian Shares - Indexed, Overseas Shares, Overseas Shares - Indexed. 
You can also pick from Rest’s Structured Options and the Core Strategy. 

Basic Cash

Cash securities that have a maximum term to maturity of 3 months.

Unit price 14/12/2019
Sell $1.2774
Buy $1.2774
FYTD Return 0.39%
10 year return#30/11/20192.37% pa
RISK LEVEL
Very low
Medium
Very High

Cash

Deposits with banks rated at least AA- at the time the deposit is made.

Unit price 14/12/2019
Sell $2.2293
Buy $2.2293
FYTD Return 0.65%
10 year return#30/11/20192.76% pa
RISK LEVEL
Very low
Medium
Very High

Bonds

Australian and overseas debt securities.

Unit price 14/12/2019
Sell $2.9174
Buy $2.9180
FYTD Return 0.92%
10 year return#30/11/20195.21% pa
RISK LEVEL
Very low
Medium
Very High

Shares

A mix of Australian and overseas shares.

Unit price 14/12/2019
Sell $7.3783
Buy $7.3827
FYTD Return 5.84%
10 year return#30/11/201910.64% pa
RISK LEVEL
Very low
Medium
Very High

Property

Australian and overseas real estate assets.

Unit price 14/12/2019
Sell $4.7501
Buy $4.7549
FYTD Return 3.75%
10 year return#30/11/20198.14% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares

A portfolio of listed Australian companies.

Unit price 14/12/2019
Sell $8.9179
Buy $8.9224
FYTD Return 4.68%
10 year return#30/11/20199.54% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares - Indexed

An index based investment in Australian shares.

Unit price 14/12/2019
Sell $1.1981
Buy $1.1994
FYTD Return 2.72%
5 year return#30/11/2019N/A pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares

Invested in listed companies around the world.

Unit price 14/12/2019
Sell $4.0297
Buy $4.0321
FYTD Return 6.21%
10 year return#30/11/201910.94% pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares - Indexed

Perform in line with the MSCI World ex-Australia ex-Tobacco Net Dividends Reinvested Index (unhedged in AUD) (before tax) over all time periods.

Unit price 14/12/2019
Sell $1.1959
Buy $1.1969
FYTD Return 7.89%
5 year return#30/11/2019N/A pa
RISK LEVEL
Very low
Medium
Very High
 

# Past performance is not an indication of future performance

This website is provided by Retail Employees Superannuation Pty Limited ABN 39 001 987 739, AFSL 24 0003 (Rest), trustee of Retail Employees Superannuation Trust ABN 62 653 671 394 (Fund), of which Rest Super, Rest Corporate, Rest Pension and Acumen are part. It contains general advice that has been prepared without taking account of your objectives, financial situation or needs. Before acting on the information or deciding whether to acquire or hold a product, consider its appropriateness and the relevant Product Disclosure Statement (PDS), which is available on this website. The cost of providing financial services is included in the fees in the Fund as disclosed in the relevant PDS. Rest and the Fund do not charge any additional fees or obtain any commissions for the advice provided. Rest’s employees are paid a salary and do not receive any commissions. They may receive a performance related bonus that takes into account the financial services provided. Super Investment Management Pty Limited (ABN 86 079 706 657, AFSL 240004), a wholly owned subsidiary company of Rest, manages some of the fund’s investments. Apart from this, Rest does not have any relationships or associations with any related body corporate or product issuer that might reasonably be expected to be capable of influencing Rest in providing financial services.

Rest personal advice is provided by Rest Advisers as authorised representatives of Link Advice Pty Ltd ABN 36 105 811 836 AFSL 258145

Awards and ratings are only one factor to consider when deciding how to invest your super. Further information regarding these awards can be found at rest.com.au/about-rest/awards. Past performance is not an indicator of future performance. SuperRatings Pty Limited does not issue, sell, guarantee or underwrite this product. Go to superratings.com.au for details of its ratings criteria. For further information about the methodology used by Chant West, see www.chantwest.com.au