Invest, your way

Take control of how your pension is invested by choosing from our 13 investment options. 

Use our online advice tool to check your investment risk profile and get advice on which option is right for you


Online Advice

Default Investment Option

When you first join Rest Pension your account balance will be invested in our default investment option, the Balanced Option, unless you tell us otherwise.

You can also nominate your investment options from the Core Strategy, Structured and Member-tailored options shown below.

Core Strategy

Achieve a balance of risk and return by investing in both growth assets and defensive assets.

Unit price 23/03/2019
Sell $1.7778
Buy $1.7790
FYTD Return 3.35%
10 year return#28/02/201910.29% pa
Risk level
Very low
Medium
Very High

Structured options

Rest’s Structured Options are invested across a mix of different asset classes suited to your investment objectives. We determine an appropriate asset allocation to enable each option to achieve its investment objective. 
As a member you can choose either one or a mix of the structured options (Cash Plus, Balanced, Balanced - Indexed, Capital Stable, Diversified, High Growth).

Cash Plus

Maintain the purchasing power of funds invested by earning above cash returns whilst minimising the risk of any capital loss. This option will close on 1 April 2019.

Unit price 23/03/2019
Sell $1.9685
Buy $1.9687
FYTD Return 1.39%
10 year return#28/02/20193.49% pa
RISK LEVEL
Very low
Medium
Very High

Balanced

Achieve a balance of risk and return by investing in approximately equal proportions of growth assets and defensive assets.

Unit price 23/03/2019
Sell $3.4614
Buy $3.4631
FYTD Return 2.81%
10 year return#28/02/20198.69% pa
RISK LEVEL
Very low
Medium
Very High

Balanced - Indexed

An indexed based investment in a mixture of growth and defensive assets.

Unit price 23/03/2019
Sell $
Buy $
FYTD Return 0.00%
5 year return#28/02/2019N/A pa
RISK LEVEL
Very low
Medium
Very High

Capital Stable

Provide a stable pattern of returns whilst maintaining a low probability of a negative return in any one year.

Unit price 23/03/2019
Sell $2.9777
Buy $2.9789
FYTD Return 2.56%
10 year return#28/02/20197.22% pa
RISK LEVEL
Very low
Medium
Very High

Diversified

Achieve strong returns over the longer term by investing in a diversified mix of assets weighted towards shares and other growth assets.

Unit price 23/03/2019
Sell $4.1892
Buy $4.1917
FYTD Return 3.31%
10 year return#28/02/201910.42% pa
RISK LEVEL
Very low
Medium
Very High

High Growth

Maximise returns over the long-term by investing predominantly in growth assets.

Unit price 23/03/2019
Sell $4.4226
Buy $4.4257
FYTD Return 3.58%
10 year return#28/02/201911.45% pa
RISK LEVEL
Very low
Medium
Very High

Member-tailored Options

Rest’s Member-tailored Options are ideal for members who want to build their own customised investment portfolio with a wide range of risk/return objectives. Choose from one or more of the following options: Basic Cash, Cash, Bonds, Property, Shares, Australian Shares, Australian Shares - Indexed, Overseas Shares and Overseas Shares - Indexed. 
You can also pick from Rest’s Structured Options and the Core Strategy. 

Basic Cash

Cash securities that have a maximum term to maturity of 3 months.

Unit price 23/03/2019
Sell $1.3279
Buy $1.3280
FYTD Return 1.41%
5 year return#28/02/20192.03% pa
RISK LEVEL
Very low
Medium
Very High

Cash

Cash securities that mature in 12 months or less.

Unit price 23/03/2019
Sell $1.9790
Buy $1.9792
FYTD Return 1.69%
10 year return#28/02/20193.46% pa
RISK LEVEL
Very low
Medium
Very High

Bonds

Australian and overseas debt securities.

Unit price 23/03/2019
Sell $2.6996
Buy $2.7001
FYTD Return 3.85%
10 year return#28/02/20196.52% pa
RISK LEVEL
Very low
Medium
Very High

Shares

A mix of Australian and overseas shares.

Unit price 23/03/2019
Sell $5.3759
Buy $5.3786
FYTD Return 4.19%
10 year return#28/02/201912.72% pa
RISK LEVEL
Very low
Medium
Very High

Property

Australian and overseas real estate assets.

Unit price 23/03/2019
Sell $3.6322
Buy $3.6435
FYTD Return 7.99%
10 year return#28/02/20196.95% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares

A portfolio of listed Australian companies.

Unit price 23/03/2019
Sell $6.1368
Buy $6.1393
FYTD Return 2.25%
10 year return#28/02/201913.15% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares - Indexed

An index based investment in Australian shares.

Unit price 23/03/2019
Sell $
Buy $
FYTD Return 0.00%
5 year return#28/02/2019N/A pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares

Invested in listed companies around the world.

Unit price 23/03/2019
Sell $3.5318
Buy $3.5339
FYTD Return 5.26%
10 year return#28/02/201911.81% pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares - Indexed

Perform in line with the MSCI World ex-Australia ex-Tobacco Net Dividends Reinvested Index (unhedged in AUD) (before tax) over all time periods.

Unit price 23/03/2019
Sell $
Buy $
FYTD Return 0.00%
5 year return#28/02/2019N/A pa
RISK LEVEL
Very low
Medium
Very High
 

# Past performance is not an indication of future performance

This website is provided by Retail Employees Superannuation Pty Limited ABN 39 001 987 739, AFSL 24 0003, trustee of Retail Employees Superannuation Trust ABN 62 653 671 394, of which Rest Super, Rest Corporate, Rest Select, Rest Pension and Acumen are part. It contains general advice that has been prepared without taking account of your objectives, financial situation or needs. Before acting on the information or deciding whether to acquire or hold a product, consider its appropriateness and the relevant Product Disclosure Statement (PDS), which is available on this website.

Rest Advice is provided by Rest advisers as authorised representatives of Adviser Network Pty Limited AFS Licence 232729 ABN 25 056 310 699

Awards and ratings are only one factor to consider when deciding how to invest your super. Further information regarding these awards can be found at Rest.com.au/about-Rest/awards. Past performance is not an indicator of future performance. SuperRatings Pty Limited does not issue, sell, guarantee or underwrite this product. Go to www.superratings.com.au for details of its ratings criteria. For further information about the methodology used by Chant West, see www.chantwest.com.au