Your investment choices

Your super is one of the largest sums of money you'll ever have to manage. How you choose to invest it now can make a real difference to your retirement in the future.

Check your investment risk profile and get advice on which option is right for you


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Investment Option

When you first join REST Super or REST Corporate, your super will automatically be invested in the Core Strategy, unless you tell us otherwise.

If you open a REST Pension Transition to Retirement account and don’t choose an investment option, you’ll be automatically invested in the default Balanced investment option. You can change your investment options at any time.

Core Strategy

Achieve a balance of risk and return by investing in both growth assets and defensive assets.

Unit price 18/11/2017
Sell $1.5856
Buy $1.5869
FYTD Return 4.04%
10 year return#31/10/20176.22% pa
Risk level
Very low
Medium
Very High

Structured Options

REST's Structured Options are invested across a mix of different asset classes to match different member needs. We determine an appropriate asset allocation to enable each option to achieve its investment objective. As a member you can choose either one or a mix of the five structured options below (Cash Plus, Capital Stable, Balanced, Diversified, High Growth). 

Cash Plus

Maintain the purchasing power of funds invested by earning above cash returns whilst minimising the risk of any capital loss.

Unit price 18/11/2017
Sell $2.1362
Buy $2.1364
FYTD Return 0.63%
10 year return#31/10/20173.19% pa
RISK LEVEL
Very low
Medium
Very High

Balanced

Achieve a balance of risk and return by investing in approximately equal proportions of growth assets and defensive assets.

Unit price 18/11/2017
Sell $3.7713
Buy $3.7736
FYTD Return 3.19%
10 year return#31/10/20175.61% pa
RISK LEVEL
Very low
Medium
Very High

Capital Stable

Provide a stable pattern of returns whilst maintaining a low probability of a negative return in any one year.

Unit price 18/11/2017
Sell $3.1666
Buy $3.1682
FYTD Return 2.16%
10 year return#31/10/20175.23% pa
RISK LEVEL
Very low
Medium
Very High

Diversified

Achieve strong returns over the longer term by investing in a diversified mix of assets weighted towards shares and other growth assets.

Unit price 18/11/2017
Sell $4.6882
Buy $4.6915
FYTD Return 4.28%
10 year return#31/10/20176.07% pa
RISK LEVEL
Very low
Medium
Very High

High Growth

Maximise returns over the long-term by investing predominantly in growth assets.

Unit price 18/11/2017
Sell $5.2257
Buy $5.2304
FYTD Return 5.21%
10 year return#31/10/20176.32% pa
RISK LEVEL
Very low
Medium
Very High

Member-tailored Options

REST’s Member-tailored Options are ideal for members who want to build their own customised investment portfolio with a wide range of risk/return objectives. Choose from one or more of the following options: Basic Cash, Cash, Bond, Property, Shares, Australia Shares, Overseas Shares. 
You can also pick from REST’s Structured Options and the Core Strategy. 

Basic Cash

Cash securities that have a maximum term to maturity of 3 months.

Unit price 18/11/2017
Sell $1.2406
Buy $1.2407
FYTD Return 0.55%
5 year return#31/10/20171.96% pa
RISK LEVEL
Very low
Medium
Very High

Cash

Cash securities that mature in 12 months or less.

Unit price 18/11/2017
Sell $2.1479
Buy $2.1481
FYTD Return 0.70%
10 year return#31/10/20173.12% pa
RISK LEVEL
Very low
Medium
Very High

Bonds

Australian and overseas debt securities.

Unit price 18/11/2017
Sell $2.7251
Buy $2.7256
FYTD Return 0.27%
10 year return#31/10/20175.85% pa
RISK LEVEL
Very low
Medium
Very High

Shares

A mix of Australian and overseas shares.

Unit price 18/11/2017
Sell $6.0146
Buy $6.0188
FYTD Return 6.96%
10 year return#31/10/20176.19% pa
RISK LEVEL
Very low
Medium
Very High

Property

Australian and overseas real estate assets.

Unit price 18/11/2017
Sell $3.9116
Buy $3.9253
FYTD Return 3.61%
10 year return#31/10/20175.52% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares

A portfolio of listed Australian companies.

Unit price 18/11/2017
Sell $7.3536
Buy $7.3580
FYTD Return 7.65%
10 year return#31/10/20175.69% pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares

Invested in listed companies around the world.

Unit price 18/11/2017
Sell $3.2965
Buy $3.2988
FYTD Return 6.34%
10 year return#31/10/20175.87% pa
RISK LEVEL
Very low
Medium
Very High
 

# Past performance is not an indication of future performance

This website is provided by Retail Employees Superannuation Pty Limited ABN 39 001 987 739, AFSL 24 0003, trustee of Retail Employees Superannuation Trust ABN 62 653 671 394, of which REST Super, REST Corporate, REST Select, REST Pension and Acumen are part. It contains general advice that has been prepared without taking account of your objectives, financial situation or needs. Before acting on the information or deciding whether to acquire or hold a product, consider its appropriateness and the relevant Product Disclosure Statement (PDS), which is available on this website.

Awards and ratings are only one factor to consider when deciding how to invest your super. Further information regarding these awards can be found at rest.com.au. Past performance is not an indicator of future performance. SuperRatings Pty Limited does not issue, sell, guarantee or underwrite this product. Go to www.superratings.com.au for details of its ratings criteria. For further information about the methodology used by Chant West, see www.chantwest.com.au