Your investment choices

Your super is one of the largest sums of money you'll ever have to manage. How you choose to invest it now can make a real difference to your retirement in the future.

Investment Option

When you first join REST Super or REST Corporate, your super will automatically be invested in the Core Strategy, unless you tell us otherwise.

If you open a REST Pension Transition to Retirement account and don’t choose an investment option, you’ll be automatically invested in the default Balanced investment option. You can change your investment options at any time.

Core Strategy

Achieve a balance of risk and return by investing in both growth assets and defensive assets.

Unit price 22/09/2017
Sell $1.5412
Buy $1.5426
FYTD Return 1.13%
10 year return#31/08/20176.11% pa
Risk level
Very low
Medium
Very High

Structured Options

REST's Structured Options are invested across a mix of different asset classes to match different member needs. We determine an appropriate asset allocation to enable each option to achieve its investment objective. As a member you can choose either one or a mix of the five structured options below (Cash Plus, Capital Stable, Balanced, Diversified, High Growth). 

Cash Plus

Maintain the purchasing power of funds invested by earning above cash returns whilst minimising the risk of any capital loss.

Unit price 22/09/2017
Sell $2.1311
Buy $2.1313
FYTD Return 0.39%
10 year return#31/08/20173.26% pa
RISK LEVEL
Very low
Medium
Very High

Balanced

Achieve a balance of risk and return by investing in approximately equal proportions of growth assets and defensive assets.

Unit price 22/09/2017
Sell $3.6868
Buy $3.6890
FYTD Return 0.88%
10 year return#31/08/20175.57% pa
RISK LEVEL
Very low
Medium
Very High

Capital Stable

Provide a stable pattern of returns whilst maintaining a low probability of a negative return in any one year.

Unit price 22/09/2017
Sell $3.1229
Buy $3.1241
FYTD Return 0.75%
10 year return#31/08/20175.22% pa
RISK LEVEL
Very low
Medium
Very High

Diversified

Achieve strong returns over the longer term by investing in a diversified mix of assets weighted towards shares and other growth assets.

Unit price 22/09/2017
Sell $4.5413
Buy $4.5449
FYTD Return 1.01%
10 year return#31/08/20176.00% pa
RISK LEVEL
Very low
Medium
Very High

High Growth

Maximise returns over the long-term by investing predominantly in growth assets.

Unit price 22/09/2017
Sell $5.0205
Buy $5.0250
FYTD Return 1.08%
10 year return#31/08/20176.20% pa
RISK LEVEL
Very low
Medium
Very High

Member-tailored Options

REST’s Member-tailored Options are ideal for members who want to build their own customised investment portfolio with a wide range of risk/return objectives. Choose from one or more of the following options: Basic Cash, Cash, Bond, Property, Shares, Australia Shares, Overseas Shares. 
You can also pick from REST’s Structured Options and the Core Strategy. 

Basic Cash

Cash securities that have a maximum term to maturity of 3 months.

Unit price 22/09/2017
Sell $1.2379
Buy $1.2380
FYTD Return 0.33%
5 year return#31/08/20172.00% pa
RISK LEVEL
Very low
Medium
Very High

Cash

Cash securities that mature in 12 months or less.

Unit price 22/09/2017
Sell $2.1417
Buy $2.1419
FYTD Return 0.41%
10 year return#31/08/20173.18% pa
RISK LEVEL
Very low
Medium
Very High

Bonds

Australian and overseas debt securities.

Unit price 22/09/2017
Sell $2.7348
Buy $2.7353
FYTD Return 0.63%
10 year return#31/08/20175.94% pa
RISK LEVEL
Very low
Medium
Very High

Shares

A mix of Australian and overseas shares.

Unit price 22/09/2017
Sell $5.6721
Buy $5.6761
FYTD Return 0.87%
10 year return#31/08/20175.86% pa
RISK LEVEL
Very low
Medium
Very High

Property

Australian and overseas real estate assets.

Unit price 22/09/2017
Sell $3.8772
Buy $3.8912
FYTD Return 2.70%
10 year return#31/08/20175.56% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares

A portfolio of listed Australian companies.

Unit price 22/09/2017
Sell $6.9991
Buy $7.0033
FYTD Return 2.46%
10 year return#31/08/20176.04% pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares

Invested in listed companies around the world.

Unit price 22/09/2017
Sell $3.0911
Buy $3.0936
FYTD Return -0.28%
10 year return#31/08/20174.93% pa
RISK LEVEL
Very low
Medium
Very High
 

# Past performance is not an indication of future performance

This website is provided by Retail Employees Superannuation Pty Limited ABN 39 001 987 739, AFSL 24 0003, trustee of Retail Employees Superannuation Trust ABN 62 653 671 394, of which REST Super, REST Corporate, REST Select, REST Pension and Acumen are part. It contains general advice that has been prepared without taking account of your objectives, financial situation or needs. Before acting on the information or deciding whether to acquire or hold a product, consider its appropriateness and the relevant Product Disclosure Statement (PDS), which is available on this website.

Awards and ratings are only one factor to consider when deciding how to invest your super. Further information regarding these awards can be found at rest.com.au. Past performance is not an indicator of future performance. SuperRatings Pty Limited does not issue, sell, guarantee or underwrite this product. Go to www.superratings.com.au for details of its ratings criteria. For further information about the methodology used by Chant West, see www.chantwest.com.au