Grow your super for a better future

Making extra contributions* to your super can boost your retirement balance, especially if you consider the compulsory 9.5% employer contribution is just not going to be enough to satisfy your lifestyle. 

There are 3 types of extra contributions you can make:

Salary sacrifice contributions

Topping up your super now, may mean you have more to spend in retirement.

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Voluntary contributions

For as little as a cup of coffee a day, adding extra to your super now may mean more for you later.

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Government co-contribution

The government co-contribution may give you a super boost of up to $500 pa*, if your income is below $52,697 (2018-19) and you contribute at least $1,000 after-tax into your super.

Spouse contribution

If your spouse earns less than $37,000 (up from $10,800 pa) each year and you make a voluntary contribution into their super, you may be eligible to receive up to a maximum 18% tax offset up to $540 on that contribution.

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Need advice about growing your super?

Rest Advice is all about helping you make good decisions with your super and money.

* The government limits how much you can contribute. If you contribute too much, you may have to pay extra tax.

This website is provided by Retail Employees Superannuation Pty Limited ABN 39 001 987 739, AFSL 24 0003, trustee of Retail Employees Superannuation Trust ABN 62 653 671 394, of which Rest Super, Rest Corporate, Rest Pension and Acumen are part. It contains general advice that has been prepared without taking account of your objectives, financial situation or needs. Before acting on the information or deciding whether to acquire or hold a product, consider its appropriateness and the relevant Product Disclosure Statement (PDS), which is available on this website.

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Awards and ratings are only one factor to consider when deciding how to invest your super. Further information regarding these awards can be found at Past performance is not an indicator of future performance. SuperRatings Pty Limited does not issue, sell, guarantee or underwrite this product. Go to for details of its ratings criteria. For further information about the methodology used by Chant West, see