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Fees and other charges

We do not charge:

  • entry fees
  • contribution fees
  • investment option switching fees.

We also do not pay commissions to financial advisers, which means more money in your super account.

REST Super

Type of fee Amount How and when paid
Investment fee
Estimated between 0.05% to 0.81% pa for the 12 months to 30 June 2017, including estimated performance related fees of up to 0.18% pa
 
View detailed list
Accrued and reflected in an option’s unit price and deducted from the income or assets underlying the investment option. The fee is not deducted directly from your account
Administration fee
The fee for administering your account
The fee for administering your account: $1.30 per week plus a yearly asset-based fee based on your account balance.
 
Account balance
Yearly asset based fee
First $800,000
0.10%
Portion over $800,000
0.00%

The yearly asset based fee is capped at $800.
Deducted from your account at the end of each month.
Buy/Sell Spread Buy spread range:   Up to 0.47%
Sell spread range:  0.00%
Included in the unit price for each option when we issue units to you upon receipt of a contribution or rollover for you, or you switch your investment option
Switching Fee Nil Not applicable. However, a buy spread applies when investing in an investment option
Exit Fee Nil for the first withdrawal (regardless if full or partial), then $25 per withdrawal thereafter Deducted when the transaction is processed
Advice Fee
Relating to all members investing in a particular MySuper product or investment option 
Nil Not applicable
Other Fees and costs
  Contribution splitting fee of $60 per split Deducted from your account at the time the contribution split is made
 
  Family law split fee of $50 per split   Split between your account and your spouse's account when the split is made
  Personal advice fees, if you agree a fee with your adviser
 
As agreed with your adviser
  Insurance fees, if you have insurance cover in REST Super   Please see the REST Super PDS ‘Insurance in your super’ section
Indirect cost ratio Estimated between 0.00% to 0.35% pa for the 12 months ending 30 June 2017 Accrued and reflected in an option’s unit price, and deducted from the assets underlying the investment option. The fee is not deducted directly from your account.

This website is provided by Retail Employees Superannuation Pty Limited ABN 39 001 987 739, AFSL 24 0003, trustee of Retail Employees Superannuation Trust ABN 62 653 671 394, of which REST Super, REST Corporate, REST Select, REST Pension and Acumen are part. It contains general advice that has been prepared without taking account of your objectives, financial situation or needs. Before acting on the information or deciding whether to acquire or hold a product, consider its appropriateness and the relevant Product Disclosure Statement (PDS), which is available on this website.

Awards and ratings are only one factor to consider when deciding how to invest your super. Further information regarding these awards can be found at rest.com.au/about-rest/awards. Past performance is not an indicator of future performance. SuperRatings Pty Limited does not issue, sell, guarantee or underwrite this product. Go to www.superratings.com.au for details of its ratings criteria. For further information about the methodology used by Chant West, see www.chantwest.com.au