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HCF Corporate

When you’re with HCF, your health comes first.

Rest members now have access to HCF Corporate Cover

HCF, is one of Australia’s leading not-for-profit health insurers. Championing the health needs of Australians for over 80 years, HCF covers almost 1.5 million members with health and life insurance, community care, travel and pet insurance.

As a Rest member, you can access a great range of additional benefits when you join Hospital and Extras as a Corporate member including:

    Enjoy a 3% discount on HCF’s already reduced corporate prices for Hospital only products (except MyFuture products)+.
    Claim 100% back on many dental, optical, physio, chiro and podiatry claims from over 10,000 participating HCF providers*
    Take out Corporate Gold Hospital and enjoy no excess for same day admissions^.
    Top up your annual limit on dental and optical with Limit Boost.*
    As a HCF member, you’ll get to access a great range of exclusive offers and rewards. And the longer you stay with us the more ways we can say thank you.

Switching is easy

If you already have health insurance, HCF will contact your current fund for you. Plus, you’ll have no additional waiting periods to serve for equivalent levels of cover (excluding hearing aids).

To find out more, or to join:


+ When compared with equivalent levels of cover in HCF retail range
* Subject to your cover and up to your annual limit.
^ Subject to available waiting periods.

Before applying to join any of the HCF Hospital and/or Extra Product options, it is important that you read and understand the product information for the cover you have selected. We recommend that you read the Product summary to obtain more details of inclusions, exclusions, waiting periods and limits that may apply.

The services referred to on this page are offered and provided by third parties, not Retail Employees Superannuation Pty Ltd, the Trustee of Rest. The Trustee is not responsible for the products or services, views or actions of these organisations. Rest does not receive any payments or commissions from these third parties as a result of you using the products and services. You should use your own judgement before taking up any product or service offered by a third party. You should ensure that you know, and understand, the terms and conditions which will apply to the provision of such products or services from the third party. The Trustee does not accept liability for any loss or damage incurred by any person as a result of using products or services provided by these third parties. Conditions apply to such offers.


This website is provided by Retail Employees Superannuation Pty Limited ABN 39 001 987 739, AFSL 24 0003 (Rest), trustee of Retail Employees Superannuation Trust ABN 62 653 671 394 (Fund), of which Rest Super, Rest Corporate, Rest Pension and Acumen are part. It contains general advice that has been prepared without taking account of your objectives, financial situation or needs. Before acting on the information or deciding whether to acquire or hold a product, consider its appropriateness and the relevant Product Disclosure Statement (PDS), which is available on this website. The cost of providing financial services is included in the fees in the Fund as disclosed in the relevant PDS. Rest and the Fund do not charge any additional fees or obtain any commissions for the advice provided. Rest’s employees are paid a salary and do not receive any commissions. They may receive a performance related bonus that takes into account the financial services provided. Super Investment Management Pty Limited (ABN 86 079 706 657, AFSL 240004), a wholly owned subsidiary company of Rest, manages some of the fund’s investments. Apart from this, Rest does not have any relationships or associations with any related body corporate or product issuer that might reasonably be expected to be capable of influencing Rest in providing financial services.

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