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Fees and other charges

We do not charge:

  • entry fees
  • contribution fees
  • investment option switching fees.

We also do not pay commissions to financial advisers, which means more money in your super account.

If your account balance is less than $6,000 at the end of financial year, or if you leave Acumen, the total combined amount of administration fees, investment fees and indirect costs charged to you is capped at 3% of your account balance for the year (or the period until you left).


Type of fee Amount How and when paid
Investment fee
Estimated between 0.00% to 0.90% pa for the 12 months to 30 June 2019, including estimated performance related fees of up to 0.40% pa.
View detailed list
Accrued and reflected in an option’s unit price and deducted from the income or  assets underlying the investment option. The fee is not deducted directly from your account
Administration fee
The fee for administering your account
From $0.00 to $1.60 per week plus from 0.0% to 0.65% pa of your account balance at the end of the month Deducted from your account at the end of each month.
Buy/Sell Spread Buy spread range: Up to 0.20%
Sell spread range: 0.00%
Included in the unit price for each option when we issue units to you upon receipt of a contribution or rollover for you, or you switch your investment option
Switching Fee Nil Not applicable. However, a buy spread applies when investing in an investment option
Exit Fee Nil Not applicable
Advice Fee
Relating to all members investing in a particular MySuper product or investment option 
Nil Not applicable
Other Fees and costs
  Contribution splitting fee of $60 per split Deducted from your account at the time the contribution split is made

Family law split fee of $50 per split   Split between your account and your spouse's account when the split is made
  Personal advice fees, if you agree a fee with your adviser
As agreed with your adviser
  Insurance fees, if you have insurance cover in Acumen
Refer to the Acumen Member guide in MemberAccess
Indirect cost ratio For Core Strategy, estimated to be 0.07% pa for the 12 months to 30 June 2019.

Estimated between 0.00% to 0.30% pa for the 12 months ending 30 June 2019
Accrued and reflected in an option’s unit price, and deducted from the assets underlying the investment option. The fee is not deducted directly from your account
Transaction and operational costs, property operating costs and borrowing costs These are not new or extra fees and costs, but form part of the investment fee or indirect cost ratio You can learn more about these fees here

This website is provided by Retail Employees Superannuation Pty Limited ABN 39 001 987 739, AFSL 24 0003 (Rest), trustee of Retail Employees Superannuation Trust ABN 62 653 671 394 (Fund), of which Rest Super, Rest Corporate, Rest Pension and Acumen are part. It contains general advice that has been prepared without taking account of your objectives, financial situation or needs. Before acting on the information or deciding whether to acquire or hold a product, consider its appropriateness and the relevant Product Disclosure Statement (PDS), which is available on this website. The cost of providing financial services is included in the fees in the Fund as disclosed in the relevant PDS. Rest and the Fund do not charge any additional fees or obtain any commissions for the advice provided. Rest’s employees are paid a salary and do not receive any commissions. They may receive a performance related bonus that takes into account the financial services provided. Super Investment Management Pty Limited (ABN 86 079 706 657, AFSL 240004), a wholly owned subsidiary company of Rest, manages some of the fund’s investments. Apart from this, Rest does not have any relationships or associations with any related body corporate or product issuer that might reasonably be expected to be capable of influencing Rest in providing financial services.

Rest personal advice is provided by Rest Advisers as authorised representatives of Link Advice Pty Ltd ABN 36 105 811 836 AFSL 258145

Awards and ratings are only one factor to consider when deciding how to invest your super. Further information regarding these awards can be found at Past performance is not an indicator of future performance. SuperRatings Pty Limited does not issue, sell, guarantee or underwrite this product. Go to for details of its ratings criteria. For further information about the methodology used by Chant West, see