The buy/sell spreads represent the estimated transaction costs, including brokerage fees and stamp duty, incurred when buying or selling underlying assets in relation to our investment options.

The spread charged is an additional cost to you when you contribute or withdraw from your account, if you switch between investment options or any other transaction is processed in your account balance (for example deduction of fees or insurance costs). As the spread is an adjustment to the unit price it will not be separately itemised in any statement you receive.

The buy/sell spreads are not a fee paid to Rest but is used to meet underlying asset transaction costs when incurred. They are set by the Trustee and may change without prior notice, including in circumstances of adverse market conditions. You should consider these costs when making any investment decision.

The following buy/sell spreads will be effective from 30 September 2018.
 
Investment option
(retirement account)
Buy spread Buy spread range Sell spread
Cash Plus 0.01% 0.01 - 0.03% 0.00%
Capital Stable 0.04% 0.03 - 0.10% 0.00%
Balanced 0.05% 0.04 - 0.12% 0.00%
Balanced - Indexed 0.08% 0.05 - 0.10% 0.00%
Core Strategy 0.07% 0.02 - 0.18% 0.00%
Diversified 0.06% 0.06 - 0.13% 0.00%
High Growth 0.07% 0.07 - 0.16% 0.00%
Basic Cash 0.01% 0.01 - 0.03% 0.00%
Cash 0.01% 0.01 - 0.03% 0.00%
Bonds 0.02% 0.02 - 0.05% 0.00%
Shares 0.05% 0.05 - 0.10% 0.00%
Property 0.31% 0.31 - 0.47% 0.00%
Australian Shares 0.04% 0.04 - 0.10% 0.00%
Australian Shares - Indexed 0.11% 0.08 - 0.13% 0.00%
Overseas Shares 0.06% 0.05 - 0.10% 0.00%
Overseas Shares - Indexed 0.08% 0.05 - 0.10% 0.00%

 

Example

If you invest $10,000 in an investment option at the maximum buy spread of 0.47%, you will incur a cost of $47.
 

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Awards and ratings are only one factor to consider when deciding how to invest your super. Further information regarding these awards can be found at rest.com.au/about-rest/awards. Past performance is not an indicator of future performance. SuperRatings Pty Limited does not issue, sell, guarantee or underwrite this product. Go to superratings.com.au for details of its ratings criteria. For further information about the methodology used by Chant West, see www.chantwest.com.au