According to leading ratings agency SuperRatings, REST's default investment option Core Strategy was the best performing investment option over 10 years to 31 August 2011 (SuperRatings August 2011 Fund Crediting Rate Survey, SR50 Balanced Index). Click here to view the quarterly Investment Update.
Notes
The Core Strategy returns in the above table are the crediting rates - the actual rates credited to members.
For REST and Acumen, the earning rates for the years ended 30 June 2008 to 30 June 2011 differed from the crediting rate due to adjustments to the reserves. For the year ended 30 June 2007, the crediting rate was the earning rate. For years ended 30 June 2006 and earlier, the earning rates differed from the crediting rates as adjustments were made to reserves.
For Pension, the earning rates for the years ended 30 June 2008 to 30 June 2010 differed from the crediting rates due to adjustments to the reserves. For the year ended 30 June 2011, the crediting rate was the earning rate.
Core Strategy returns are calculated and applied to member accounts several days after the pricing date, but made effective from the pricing date. Where a member switches or redeems from the Core Strategy, an interim rate may be applicable. An interim rate will be applicable from the last crediting rate applied in the member system until the date when the switch/redemption is processed. The interim rate is reviewed at least quarterly by REST.
All options, except the Core Strategy, are based on unit prices. All returns are post investment management fees and tax except the Pension options which are untaxed. Returns for the three, five, seven and ten year periods are based on compound averages. Past performance is not an indication of future performance.
The inception dates of investment options are not necessarily when they are available to all members. This means that the chart may display performance data for the option prior its availability to some members. The commencement date for each investment option and product is listed below:
Inception dates for each investment option
| Option |
REST |
Acumen |
REST Pension |
| Core Strategy |
01-07-88 |
01-03-02 |
15-10-06 |
| Cash Plus |
01-10-98 |
01-03-02 |
31-10-02 |
| Capital Stable |
01-10-98 |
01-03-02 |
13-09-02 |
| Balanced |
01-10-98 |
01-03-02 |
13-09-02 |
| Diversified |
01-10-98 |
01-03-02 |
13-09-02 |
| High Growth |
01-10-98 |
01-03-02 |
11-07-03 |
| Basic Cash |
01-07-09 |
01-10-09 |
01-06-09 |
| Cash |
01-10-98 |
01-03-02 |
30-09-02 |
| Bond |
01-10-98 |
01-03-02 |
30-09-02 |
| Shares |
01-10-98 |
01-03-02 |
30-09-02 |
| Property |
01-03-02 |
01-03-02 |
04-10-02 |
| Australian Shares |
01-03-02 |
01-03-02 |
24-01-03 |
| Overseas Shares |
01-03-02 |
01-03-02 |
18-07-03 |
Note: All investment options have been available to Acumen members since 1 March 2002 except for Basic Cash. Basic Cash option was introduced by REST on 1 June 2009 and made available to REST Industry members from 1 July 2009 and made available to Acumen members from 1 October 2009.
N/A applies to options running less than the indicated time periods.
Past performance is not an indication of future performance.