The Core Strategy earning rates for the years ended 30 June 2008 to 30 June 2011 differed from the crediting rate due to adjustments to the reserves. For the year ended 30 June 2007, the crediting rate was the earning rate. For years ended 30 June 2006 and earlier, the Core Strategy earning rates differed from the crediting rates as adjustments were made to reserves.
For Pension, the earning rates for the years ended 30 June 2008 to 30 June 2010 differed from the crediting rates due to adjustments to the reserves. For the year ended 30 June 2011, the crediting rate was the earning rate.
From 1 January 2013 all options are based on unit prices. Prior to that Core Strategy was based on a crediting rate and all other options were based on unit prices. All returns are post investment management fees and tax except the Pension options which are untaxed. Returns for the three, five, seven and ten year periods are based on compound averages. Past performance is not an indication of future performance.
The inception dates of investment options do not necessarily reflect the date they are available to all members. This means that the chart may display performance data for the option prior to its availability to some members. The commencement date for each investment option and product is listed below:
Inception dates for each investment option
Option |
Rest |
Rest Pension |
Core Strategy |
01-07-88 |
15-10-06 |
Capital Stable |
01-10-98 |
13-09-02 |
Balanced |
01-10-98 |
13-09-02 |
Balanced - Indexed |
06-12-18 |
03-12-18 |
Diversified |
01-10-98 |
13-09-02 |
High Growth |
01-10-98 |
11-07-03 |
Cash |
01-10-98 |
30-09-02 |
Bonds |
01-10-98 |
30-09-02 |
Shares |
01-10-98 |
30-09-02 |
Property |
01-03-02 |
04-10-02 |
Australian Shares |
01-03-02 |
24-01-03 |
Australian Shares - Indexed |
06-12-18 |
03-12-18 |
Overseas Shares |
01-03-02 |
18-07-03 |
Overseas Shares - Indexed |
06-12-18 |
03-12-18 |
Past performance is not an indication of future performance.
N/A applies to options running less than the indicated time periods.
When you switch or withdraw your benefits, the buy or sell price that is normally used is the latest buy or sell price that has been loaded onto the administration system at the time that your transaction is processed. If there is a discrepancy between the returns or sell prices on this website and what is on Rest's administration system, the returns or sell prices on the administration system will apply.